BCR Card Sales

Loan for Consumption Colones

Investment Plan:

-       Personal Expenses.

-       Personal and third parties debts (individuals) may be consolidated.  As exception, corporation liabilities may be paid provided that; debt origin has been acquisition of personal goods; then, no items for commercial usage.

-       Current credit modality exclusively applies for cancellation of consumption, housing or BCR card debts acquired with SUGEF regulated entities.

Debt consolidation solely for loans in colones and with mortgage security.

-       Formalization expenses may be funded.


Addressed to:

Costa Rican physical persons, or foreigners with a legalized residence status, salaried person or with their own income for more than a year of working permanently in the same company and pensioners with a historical payment behavior in the Sistema Banca para el Desarrollo (CPH-SBD) level 1 and 2 according to SUGEF Agreement 15-16.

Loan Main Features



Minimum Financing amount:

Equal to colones  $1,000.00

Maximun amount to finance:

Upon payment capacity and guarantee

Fiduciary Loan: up to $40.000.00 (equal amount in colones).

Mortgage Loan: Up to $150.000.00 (equal amount in colones).


3% formalization commission

3% in-advance payment commission.  3% in advance payment commission, it applies for loans higher than $10 000 over the first 5 years.

Interest Rate




3 years

Fiduciary Loan

5 years


15 years



Other Conditions

·         Policy (coverage under rules).


Request now your loan in any of our BCR Branches


Interest Rate Liability Disclaimer

Interest rates are object to change at any time without previous notice due to financial market changes.  For such a reason, information included in current web site is for reference purposes only.  Any rate related to a specific transaction or business, shall be the effective rate as of formalization date.

For further information regarding interest rates, please call Customer Service Department at (506) 2211-1111 or write to CentroAsistenciaBCR@bancobcr.com



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